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Inner Western Courier Thursday Not Used Anymore : February 11th 2009
INNER-WEST WEEKLY, Thursday, February 12, 2009 11 GIVEAWAYS Hear top fiddler in concert GIDON Kremer is one of the world's leading violinists and he'll be performing with Kremerata Baltica at the Sydney Opera House Concert Hall on February 17. At short notice, we're able to give 150 lucky readers the opportunity to win a double pass to see the master of his trade. The competition must end Friday, February 13, so be quick to lodge your entry. Prize winners will be contacted and will be able to collect their tickets on the night from the Musica Viva desk in the foyer of the Concert Hall. In 1981, Kremer founded Lockenhaus, an intimate chamber music festival that continues to take place every summer in Austria. In 1997, he founded the Kremerata Baltica chamber orchestra to foster outstanding young musicians from the three Baltic States. He has also recorded a number of CDs. Movies that matter THIS prize is bound to make five movie buffs happy. It's a box set of more than 30 award- winning and ground-breaking films from the '50s through to 2004. They come complete with a linen- wrapped book featuring never-before-seen photos and text for each film arranged according to decade. It's all to celebrate 20th Century Fox Home Entertainment's 90th anniversary throughout the month of February. Some of the classics include: Rocky, Get Shorty, Yentil, Fiddler On The Roof, Hackers, Midnight Cowboy and more. Available at leading retailers. If you like movies, be sure to join Alive Movie Club, found in the ''Groups'' section of www.innerwestweekly.com.au Any personal information you provide will be used for this competition alone, will not be provided to any third party and will be destroyed following this competition. Full terms and conditions are available at www.innerwestweekly.com.au HOW TO ENTER To enter competitions, either send your name, address and contact phone number on the back of an envelope to 20th Century Fox giveaway or Gidon Kremer competition, PO Box 6062, Parramatta Business Centre 2150, or go to www.innerwestweekly.com.au. Full terms and conditions are at www.innerwestweekly.com.au. Authorised under NSW permit number LTPM/08/00156 PUBLIC NOTICE 2009 WINTER SEASONAL HIRE OF SPORTING GROUNDS Application forms are available from Council's Customer Service Centre or by calling 9748 9999. Applications are to be returned to Strathfield Municipal Council, PO Box 120, Strathfield 2135. Fax: 9764 1034, by Friday 20 February 2009. e-mail email@example.com. In addition Council invites written comments for a period of 28 days from 10.02.2009 to 10.03.2009 in relation to the above hire. 2054306i iww wk33 council chambers: 65 Homebush Rd, Strathfield NSW 2135 p) 9748 9999 f) 9764 1034 business hours: 8.30am - 4.30pm Monday to Friday postal address: PO Box 120, Strathfield NSW 2135 e) firstname.lastname@example.org w) www.strathfield.nsw.gov.au STRATHFIELD COUNCIL In accordance with the Local Government Act 1993 notice is hereby given that Strathfield Council proposes to enter seasonal hire agreements for the use of the following sporting facilities during Winter Season 2009 that commences on Saturday 04 April 2009 and ends on Sunday 30 August 2009 inclusive. STRATHFIELD PARK - Homebush Road, Strathfield 3 x Soccer/Football Fields (lights available) 2 x Basketball/Netball Courts (hardcourts, no lights) 3 x Netball Grass Courts/ 2 X Volleyball Grass Courts (no lights) MASON PARK - Underwood Road, Homebush 3 x Soccer/Football Fields (lights available) 6/7 x Touch Football Oz Tag Fields (lights available) COOKE PARK - Madeline Street, South Strathfield 1 x Soccer/Football Field (lights available) BEGNELL FIELD - Madeline Street, South Strathfield 1 x Rugby League Field / 2 touch football fields (no lighting). Weekdays only. HUDSON OVAL -- Arthur Street Homebush West 1 x Rugby Union Field (Limited times on weekdays and Sundays only) AIREY PARK- Bates Street Homebush West 1 x Rugby League/Rugby Union Field. BARK HUTS RESERVE - Elliott Street, South Strathfield 2 x Soccer/Football Fields (lights available) 4 x Touch Fields/Oz Tag Fields (lights available) 1 x Basketball / Netball Court (hardcourt, no lights) You might not have noticed, but if you're a small business owner, the Government has a concession to ease the start of a potentially difficult year. When you receive your Business Activity Statement (BAS) for the December 2008 quarter, you're likely to find that the pay-as-you-go (PAYG) tax instalment calculated for you by the tax office is lower than normal. That's because the Government is reducing the December 2008 PAYG instalment for small businesses by 20%. (In this case, a small business is defined as one with a turnover of less than $2 million.) Why are they doing it? Because they suspect many businesses will end up having a lower profit this financial year than they originally expected, which means they'll end up paying less tax. (That's the not-so-good news.) The good news is that you may now have some extra cash on hand at a time when your cash flow could be under pressure. Even if you expect your profits won't fall, you can pay the amount on your BAS, put the 20% saving aside and make up the difference when you submit your 2009 income tax return. The reduction does not apply to businesses that calculate their instalments as a percentage of their actual income, based on the instalment rate notified by the ATO. The Government expects that these businesses will already be paying less PAYG for the quarter because their income for the quarter will be reduced. Putting your cash to work So what should you be doing with that extra cash? It's amazing how many business owners leave excess cash sitting in a low-interest cheque account, when they could so easily be putting it to work. There's no reason why you shouldn't earn some interest on it while you have it, even if it is only overnight. The first step is to take control and get some clear visibility of the cash you have on hand. Online banking tools like NetBank and CommBiz make it very easy to get an instant snapshot of your cash flow position and move funds between accounts instantly. Next, you need to decide what to do with it. If you currently use a short- term finance tool like a credit card or overdraft, then your best option is to pay down debt, even if you have to redraw that money later on. Saving interest is usually better than earning interest, simply because the interest rate charged on your credit card or overdraft is usually higher than the rate paid by your savings account. If you're lucky enough to be debt free, then your next best choice could be an online savings account, like a Business Online Saver. It gives you instant access to your money while earning a high rate of interest on balances over $10,000, with no transaction or account-keeping fees. Which means you can make your cash work harder, at no extra cost. So good luck with the new year --- and be sure to make the most of your concession from the Government! How to make your cash work harder Use an online banking tool like NetBank or CommBiz to stay on top of your cash flow position. Pay down short-term borrowings to save on interest. Park excess cash in a high-interest savings account, such as a Business Online Saver. No matter what sort of business banking solution you're looking for, our Local Business Bankers can help 24 hours a day, 7 days a week. They make it their business to know your business. In fact, many of them have been business owners themselves so they know what they're on about. To find out how we can help your business, contact us today. Call 13 1998. Your New Year present from the Government --- and what to do with it. Important information: Account keeping and transaction fees (including NetBank service charges) may apply to the business cheque account linked to the Business Online Saver. Terms and Conditions for NetBank, CommBiz and Business Online Saver are available on request. You should consider whether or not these products are appropriate for you. CBABM0327_E
February 4th 2009
February 18th 2009